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Hello Paisa Wins Second Annual MasterCard Foundation Clients at the Centre Prize

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The US$150,000 Prize was awarded to the company voted the world’s most impactful and sustainable financial service provider that puts “clients at the centre.”

 Kigali, Rwanda, October 20, 2016 – The MasterCard Foundation today presented its second annual Clients at the Centre Prize to Hello Paisa. The US$150,000 Prize recognizes the company’s innovative work in South Africa to facilitate international money transfers for foreign workers.

The award came after the 300+ members of the audience at The MasterCard Foundation Symposium on Financial Inclusion voted for one of three finalist firms competing for the Prize. The Symposium is the annual gathering of financial service practitioners and experts serving the needs of poor people in developing countries, being held this year from October 20-21 in Kigali, Rwanda. (more…)

The MasterCard Foundation Symposium on Financial Inclusion Advocates for Financial Service Providers to Focus on Those Living in Poverty

sofi2016_logoNEWS RELEASE

Two-thirds of adults in Africa do not have an account at a formal financial institution. The 2016 Symposium will offer insights into sustainable business models to drive financial inclusion.

Kigali, Rwanda, October 5, 2016 – Financial inclusion is beneficial to businesses and poor people in developing countries, in particular to people living in rural or remote areas. Research shows that access to formal financial services can boost job creation, increase investments in education, and directly help people living in poverty to manage risk and absorb financial shocks. Yet two-thirds of adults in Africa, for instance, do not have an account at a formal financial institution.

Recognizing the urgent need to increase access to and usage of financial products and services, The MasterCard Foundation will hold its fourth Symposium on Financial Inclusion on October 20-21, 2016. The two-day event, being held in Kigali, will convene global thought leaders, such as Eldar Shafir, co-author of “Scarcity: Why Having Too Little Means So Much,” and Nick Hughes, founder of mobile money leader M-PESA and co-founder of M-KOPA, who will share the latest advances in industry practices. The Symposium will cover a range of issues including how the work of behavioural economists can advance client centricity, methods of creating long-term relationships with underserved clients, and demonstrations of the business case for doing so.

“Financial inclusion is essential to improving the livelihoods of people living in underserved communities, and for advancing a country’s overall economic growth and prosperity,” said Reeta Roy, President and CEO of The MasterCard Foundation. “Large numbers of people across the developing world need and want access to modern financial products and services that work for them. This Symposium is promoting the innovation, learning and sharing of knowledge that will spur more inclusive financial systems.”

At the Symposium, The MasterCard Foundation will also award its 2016 Clients at the Centre Prize – a US$150,000 initiative to find and recognize the organizations most focused on client centricity as a means to enable poor people in developing countries to access formal financial products and services.

The prize will be awarded after three finalist organizations present their ideas to the audience, which will vote for the winner. The three finalists are:

  • Artoo IT Solutions (India), a digital lending business;
  • Fourth Generation Capital (Kenya), a lending company focused on micro-entrepreneurs; and
  • Hello Paisa (South Africa), a mobile money transfer company working with migrant populations.

The full Symposium agenda can be found here. To follow the conversation at the Symposium on Financial Inclusion, follow the Foundation on Twitter @MastercardFdn via the event hashtag: #SoFI2016.

Abut The MasterCard Foundation

The MasterCard Foundation works with visionary organizations to provide greater access to education, skills training and financial services for people living in poverty, primarily in Africa. As one of the largest private foundations its work is guided by its mission to advance learning and promote financial inclusion to create an inclusive and equitable world.

Based in Toronto, Canada, its independence was established by Mastercard when the Foundation was created in 2006. For more information and to sign up for the Foundation’s newsletter, please visit www.mastercardfdn.org. Follow the Foundation at @MastercardFdn on Twitter.


For more information, please contact:

Roger Morier
Senior Manager, Communications
Tel: +1-416-616-1864
rmorier@mastercardfdn.org

 

Reeta Roy: Opening Remarks at The MasterCard Foundation Symposium on Financial Inclusion

 

The MasterCard Foundation Symposium on Financial Inclusion

Opening Remarks by Reeta Roy

November 19, 2015

Cape Town, South Africa

 

Acknowledgments

Let me acknowledge President of the Boulder Institute for Microfinance, Bob Christen and his great partnership.

Doug Baillie, Chief Human Resources Officer at Unilever and member of the MasterCard Foundation Board of Directors.

Distinguished speakers and experts.

Colleagues and friends.

Good morning and welcome to The MasterCard Foundation Symposium on Financial Inclusion.

Introduction

It is wonderful to see all of you here in Cape Town.

We are gathering at a pivotal time for financial inclusion.

Earlier this year, the World Bank announced that the number of people who are financially excluded in the world fell from 2.5 billion to two billion.

This dramatic reduction demonstrates that the leadership and hard work of many of you is paying off.

Worldwide, political commitment rising.  More countries have created financial inclusion strategies and set targets.

It’s widely recognized that financial inclusion is an enabler of several of the new Sustainable Development Goals, most notably the quest to end extreme poverty.

Increasingly, digital payments infrastructure is in place. Technology will continue to be a huge driver enabling us to reduce costs and make financial services accessible.

qually important, we see transformative business models are emerging – many represented by companies in this room.

Collectively, these are signs that point to the fact that financial inclusion is within reach.

Governments and business are stepping up to achieve Universal Financial Access by 2020.  This goal envisions the 2 billion people who remain excluded will have access to an account or electronic device to store, send and receive money. Technology will be instrumental in driving access.

I must call out MasterCard – the company that created our Foundation – for committing to reach 500 million unbanked clients by 2020.

Momentum is building. Progress has been impressive. What now?

I think you will agree we have more work ahead of us. It’s time to increase access as well as usage of financial services.

Now more than ever, now is the time to ensure we put Clients at the Center.

Client Centricity

If we are to reach 2 billion we need to see and understand the client.

Who is the client?  What does she need and want? What is her day like? Is she a farmer? A migrant? A domestic worker?  Is her greatest barrier the distance she has to travel?  Is it literacy? Is it confidence?  Or that she doesn’t see herself as a financial services client?

recent article in Harvard Business Review observed that client-centered organizations have a deep empathy for the people who use their products and services.

These organizations do not speak in transactional terms.  Instead, they use emotional language to describe the desires, aspirations, and experiences of their customers.

Each of us understands client-centricity in a personal way.  As consumers of multiple products and services that we use every day. When was the last time you were thrilled or delighted by a product or service you used?  When the product felt personalized.  Intuitive and easy to use.  Convenient.  Available when you needed it.

Was it at a hotel?  In your favorite store?  I know it wasn’t your airline!  At your bank?

To be a client is to be seen.  Acknowledged. Respected.  Understood.

As a sector, we focus on clients who live in difficult circumstances.  Who do not have an address.  Who are invisible to the financial system.

Stepping into their shoes is not easy.  Yet, understanding the emotional value they ascribe to savings accounts or loans is how we create value for them and for institutions that serve them.

At the Symposium, we’ll be learning from colleagues in other industries that invest in understanding the lives of their clients.  Industries that have oriented their business model meeting those needs.  Fast-moving consumer goods.  Technology companies. Health care.

We’ll also learn from leaders in financial inclusion organizations which have embraced a deep client-centered orientation.  Leaders that are running profitable and growing businesses.

Like Equity Bank.  I think James Mwangi is sitting right there. Equity Bank has turned the traditional banking model on its head.  Instead of viewing the poor as unbankable, Equity recognized early on that the “poor” are the market.

Equity calls its clients “members” -­- members of Equity Bank.

And, we’ll also hear from leaders such as Microcred, Janalakshmi and Cellulant.

The Foundation

At the Foundation, we believe so deeply in the agency of people who live in poverty.  Increasingly, our work and research in Financial Inclusion, and across the Foundation, thanks to our partnerships with many of you. We are going deeper into understanding the lives of the poor.  We are finding ways to elevate their voices and their views.  To shed light on their needs and preferences.

Later today, we will be launching, along a global data hub called Insight to Impact (i2i). We’re working together with Finmark Trust, and the Bill and Melinda Gates Foundation to launch this initiative. This hub will work with financial service providers to reveal how people use, and want to use, financial services. In turn this data, will help the sector to understand – and to serve – those clients better.

The Symposium

Since our last Symposium, many of you have made the lives of your clients more visible throughout your organization.

Over the next two days, I encourage you to think about how you can go further to fulfill the needs and desires of your clients.

Clients at the Centre Prize

You will hear from three inspiring people. Finalists of The MasterCard Foundation Clients at the Centre Prize.

This Prize shines a light on companies that have demonstrated the most innovative work and highly impactful way to meet the needs of its clients. You will hear from them. And, you will select a winner.

Closing

We have so many reasons to be optimistic as we gather at this Symposium.  We have the winds of inclusion behind us. We’re gaining ground.

We can do even better.   We have leaders among us, who are using client centricity to redefine financial inclusion.

Let’s take inspiration from them, and from each other.  Let’s have a great Symposium. Thank you.

The MasterCard Foundation Launches US$9.6 Million Initiative with Finmark Trust and Cenfri to Create Data Facility Benefitting People Living in Poverty

New facility will provide better aggregated data to help financial service providers respond more appropriately to banking needs of poor clients

Cape Town, South Africa, November 19, 2015—The MasterCard Foundation today announced a five-year, US$9.6 million partnership with FinMark Trust and Cenfri of South Africa to launch and support a data facility designed to help financial service providers better understand the financial services needs of their clients. By doing so, the three organizations believe that more people living in poverty will have access to secure, affordable and convenient financial services.

“Banks and other financial service providers today, more than ever, need to be responsive to clients in order to differentiate themselves and remain relevant,” said Ann Miles, Director of Programs, Financial Inclusion & Youth Livelihoods at The MasterCard Foundation. “i2i is an important, collaborative effort to help the industry improve not just the range and relevance of financial products and services, but also enhance clients’ experiences and satisfaction with services being offered to them.”

The data facility, named “insight2impact” (i2i), aims to demonstrate how financial service providers can draw customer insights from current data sets and effectively use them in product design and business decisions that offer clients services that meet their needs. It will also help to house, develop and disseminate new approaches for measuring financial access and use.

Dr. Prega Ramsamy, CEO of FinMark Trust, said “Our partnership with The MasterCard Foundation will allow us, through the i2i, to catalyze innovation for tailor-made solutions to meet client needs. This will undoubtedly take our work to the next level which is anchored on the quality of financial inclusion.”

The initiative creates a practical resource which will help to increase capacity within financial service providers to use client-centred data. It will also help to build and highlight the business case for financial service providers to take more deliberate client-centric approaches to business decisions, particularly in terms of serving economically disadvantaged clients.

Herman Smit, Technical Director of Cenfri and interim lead of i2i, said “In most developing countries, limited insights on new consumer segments undermine the ability of the financial sector to best serve them. We believe through this pioneering collaboration we can work with financial service providers to improve our understanding of how they can best serve these new consumer segments through the use of data.”

Research shows that access to the formal financial system can improve the lives of people living in poverty and small businesses. Financial inclusion can boost job creation, leading to poverty reduction and enabling more people to pay for important services, such as access to health care and education.

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ABOUT THE MASTERCARD FOUNDATION

The MasterCard Foundation works with visionary organizations to provide greater access to education, skills training and financial services for people living in poverty, primarily in Africa. As one of the largest, independent foundations, its work is guided by its mission to advance learning and promote financial inclusion in order to alleviate poverty. Based in Toronto, Canada, its independence was established by MasterCard when the Foundation was created in 2006. For more information, please visit www.mastercardfdn.org.

 

ABOUT FINMARK TRUST

FinMark Trust, an independent trust based in Johannesburg, South Africa, was established in 2002, and is funded primarily by UKaid from the Department for International Development (DFID) through its Southern Africa office. More recently some other funders (UNCDF, Bill & Melinda Gates Foundation and The MasterCard Foundation) have come on board to support the work of FinMark Trust. FinMark Trust’s purpose is ‘Making financial markets work for the poor, by promoting financial inclusion and regional financial integration’. FinMark Trust does this by conducting research to identify the systemic constraints that prevent financial markets from reaching out to these consumers and by advocating for change on the basis of research findings. Please visit www.finmark.org.za for more information.

 

ABOUT CENFRI

The Centre for Financial Regulation & Inclusion (Cenfri) is an independent think tank based in Cape Town, South Africa. Our mission is to support financial inclusion and financial sector development through facilitating better regulation and market provision of financial services. We do this by conducting research, providing advice and developing capacity-building programmes for regulators, donors, financial service providers and other parties operating in the low-income market. In collaboration with key partners and funders we actively engage across Africa, Latin America and Asia. Please visit www.cenfri.org for more information.

 

For more information, please contact:

Roger Morier

Senior Manager, Communications

The MasterCard Foundation

+1-416-616-1864

rmorier@mastercardfdn.org

 

Nitha Ramnath

Communication Manager

FinMark Trust

+2711 315 9197

+2782 921 4769

nithar@finmark.org.za

 

Herman Smit

Interim Lead, i2i

+2721 913 9510

herman@cenfri.org

 

The MasterCard Foundation Awards First “Clients at the Centre Prize” at Annual Symposium on Financial Inclusion

Global Financial Service Practitioners and Industry Experts Gather to Advance Practical Ways to Increase Financial Inclusion for the Poor.

Cape Town, South Africa, November 19, 2015—The MasterCard Foundation today awarded its first “Clients at the Centre” Prize to BIMA. The US$150,000 Prize recognizes the company’s innovative work in providing mobile-delivered micro-insurance and health services to 20 million customers in 14 emerging markets.

The award was presented at The MasterCard Foundation Symposium on Financial Inclusion, the annual gathering of financial service industry practitioners serving the needs of poor people in developing countries, being held from November 19-20 in Cape Town.

The MasterCard Foundation believes that putting poor clients at the centre of the design process greatly increases the effectiveness of financial products and services and helps to bring people into the formal banking system, improving their livelihoods.

“The benefits of access to finance for individuals, having the ability to save, borrow and transfer money, and also to insure themselves, are well understood,” said Ann Miles, Director of Programs, Financial Inclusion & Youth Livelihoods at The MasterCard Foundation. “We’ve seen significant progress recently but the world can only achieve universal financial inclusion if financial service providers truly understand the unique context and needs of poor people. BIMA is doing just that and stands as a model of what can be done.”

Research shows that access to the formal financial system can improve the lives of people living in poverty and small businesses. Financial inclusion can boost job creation, leading to poverty reduction and enabling more people to pay for important services such as health and education.

The MasterCard Foundation Symposium on Financial Inclusion is an annual event hosted by The MasterCard Foundation in partnership with the Boulder Institute of Microfinance. It attracts the world’s leading experts and practitioners in the field of financial inclusion, including representatives of financial service providers (banks, microfinance institutions), mobile telephone network operators, governments and  regulatory agencies, national and international NGOs, and donors from the public and private sectors.

During the two-day event, they will explore trends in the sector and ways to move more quickly and with more impact to bring secure, affordable and convenient financial services to the world’s two billion people who lack access to them. This year, more than 325 people from 62 countries are attending the Symposium.

To join the conversation at the Symposium on Financial Inclusion, follow the Foundation on Twitter @MCFoundation and the event hashtag: #SoFI2015.

Symposium materials can be found at www.mastercardfdnsymposium.org

About The MasterCard Foundation

The MasterCard Foundation works with visionary organizations to provide greater access to education, skills training and financial services for people living in poverty, primarily in Africa. As one of the largest, independent foundations, its work is guided by its mission to advance learning and promote financial inclusion in order to alleviate poverty. Based in Toronto, Canada, its independence was established by MasterCard when the Foundation was created in 2006. For more information, please visit www.mastercardfdn.org.

For more information, please contact:

Roger Morier
Senior Manager, Communications
The MasterCard Foundation
+1-647-837-5290
+1-416-616-1864 (mobile)
rmorier@mastercardfdn.org

 

The MasterCard Foundation Announces $150,000 Award for the Most Client-Centric Organization Advancing Financial Inclusion

Winner of “Clients at the Centre” Prize will be Announced this November at the 2015 MasterCard Foundation Symposium on Financial Inclusion

APRIL 27, 2015, TORONTO — The MasterCard Foundation today announced the opening of its Clients at the Centre Prize competition, a US$150,000 initiative to find and recognize the most customer-focused organization working to enable poor people in developing countries to access formal financial products and services.

The prize, consisting of a US$100,000 cash award and US$50,000 in consulting support, will be awarded at The MasterCard Foundation Symposium on Financial Inclusion, to be held in Cape Town, South Africa, November 19-20, 2015.

Ann Miles, Director of Financial Inclusion at The MasterCard Foundation, said “We’re extremely excited to look for and recognize an innovative organization that puts clients at the centre of its everyday thinking. We believe that, by doing so, they can not only provide low-income populations with the most appropriate products and services that respond to their needs and aspirations, but also offer a much better client experience.”

The prize intends to highlight best practices in financial services that make it a priority to understand the financial needs and wishes of people living in poverty and responds to them with the appropriate products and services, and their delivery. The organization receiving the prize will be one that ensures client voices are the most influential in driving business strategies and decisions.

The competition will receive applications until June 30, 2015 from financial service providers with operations in the world’s developing countries. Three to five finalists will be invited to Cape Town in November to present their organization and its practices to an audience of approximately 300 industry experts. The audience will vote on which of the candidates is most deserving of the Prize.

Applicants must be legally registered and operating companies providing financial products and services to people living in poverty (as defined nationally) in developing countries of Asia, Africa and Latin America.

Applications will be judged on the following criteria:

  • a client-centric focus;
  • evidence of success;
  • long-term impact, sustainability and scalability;
  • novelty in designing client-centric products or services; and
  • an understanding of market and context.

Most importantly, applicants must describe how their operations deliver value to low-income clients, satisfying and empowering them with the best, most appropriate financial products and services.

For complete details on the competition rules and how to apply, please visit:

www.mastercardfdn.org/clientsprize

Media Contact:
Roger Morier
Senior Communications Manager, Financial Inclusion
The MasterCard Foundation
+1-416-616-1864
rmorier@mastercardfdn.org

ABOUT THE MASTERCARD FOUNDATION

The MasterCard Foundation works with visionary organizations to provide greater access to education, skills training and financial services for people living in poverty, primarily in Sub-Saharan Africa. As one of the largest private foundations, its work is guided by its mission to advance learning and promote financial inclusion to create an inclusive and equitable world. Based in Toronto, Canada, its independence was established by MasterCard Worldwide when the Foundation was created in 2006. For more information on the Foundation, please visit: www.mastercardfdn.org

ARCHIVE: The MasterCard Foundation Symposium on Financial Inclusion Drives Focus on Human-Centered Design to Enable 2.5 Billion Poor People to Access Financial Services

Clients at the Center is the theme of second annual global Symposium, presented in partnership with Boulder Institute of Microfinance

TURIN, ITALY, July 16, 2014 — The MasterCard Foundation today kicked off its second annual Symposium on Financial Inclusion, focused on giving poor people in developing countries greater access to financial systems by leveraging the latest techniques in human-centered design. The aim is to encourage financial service providers to develop the most appropriate services and products that respond to the needs of the 2.5 billion people excluded from formal financial systems. Scaling up access to those systems has been recognized as a key element in global poverty reduction.

Reeta Roy, President and CEO of The MasterCard Foundation, said “Financial inclusion for the world’s poor is essential to economic growth and poverty reduction. Large numbers of people across the developing world need and want access to modern financial products and services that work for them. This Symposium is promoting the innovation, learning, and sharing of experience that will spur more inclusive financial systems.”

The Symposium, presented in partnership with the Boulder Institute of Microfinance, brings together almost 300 people, primarily financial industry practitioners from banks and microfinance institutions, as well as officials from telecommunications firms, development agencies, and non-governmental organizations (NGOs).

Robert Christen, President of the Boulder Institute of Microfinance, feels that “the Symposium is an opportunity to concentrate the folks who care most and are working hardest towards moving the field towards a deeper understanding of clients, and incorporating that understanding into their work.”

The MasterCard Foundation Symposium on Financial Inclusion features keynote remarks from Leslie Witt of the design firm IDEO, early leaders in human-centered design projects, and Strive Masiyiwa, Chairman and Founder of Econet Wireless.

Panel discussions and workshop sessions will provide participants with practical tools for developing financial inclusion products and services. They will highlight prominent figures in the sector such as Ravi Chhatpar, Co-Founder and Principal of Dalberg’s Design Impact Group (DIG), Dolores M. Torres, President and Chief Executive Office of CARD Bank Inc. in the Philippines, and Kamal Quadir, Chief Executive Officer of bKash in Bangladesh.

Throughout the three days, those attending will explore how financial services providers in developing countries can better serve the needs of the poorest clients while also growing their business. The Symposium will also highlight announcements about two new challenge prizes designed to stimulate and recognize innovation in products or services that advance financial inclusion.

About The MasterCard Foundation Symposium on Financial Inclusion

The MasterCard Foundation Symposium on Financial Inclusion is sponsored by The MasterCard Foundation and presented in partnership with the Boulder Institute of Microfinance. The event is being held in Turin, Italy from July 16-18, 2014. Those interested can follow @MCFoundation or #SoFI2014. Presentations and other event content will be posted on the Symposium website: http://www.mastercardfdnsymposium.org

About The MasterCard Foundation 

The MasterCard Foundation is an independent, global organization based in Toronto, Canada, with approximately $9 billion in assets. Through collaboration with partner organizations in 46 countries, it is creating opportunities for all people to learn and prosper. The Foundation’s programs promote financial inclusion and advance youth learning, mostly in Africa. Established in 2006 through the generosity of MasterCard Worldwide when it became a public company, the Foundation is separate and independent from the company. Its policies, operations and funding decisions are determined by its own Foundation Board of Directors and President and CEO. For more information, please visit www.mastercardfdn.org

About The Boulder Institute of Microfinance

Boulder Institute: Working for 20 Years towards Sustainable Microfinance

The Boulder Institute of Microfinance is a non-profit organization dedicated for the past 20 years to broadening financial inclusion systems through sustainable microfinance training programs. The programs are tailored to training senior and mid-level professionals from an array of institutions that provide microfinance services as a way to fight poverty. Among the organizations we serve are microfinance institutions, commercial banks, cooperatives, central banks, ministries of finance, development organizations, donor agencies, investors, and support organizations. Our signature program, the annual Microfinance Training Program (MFT), offers trainings in three languages – English, Spanish and French – to both experienced professionals and those just entering the field in order to provide them with the knowledge, skills, and tools required to help their institutions manage risk, achieve sustainability, and serve those customers who are most in need. For more information, please visit www.bouldermicrofinance.org

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For more information, please contact:

Roger Morier

Office: +1-647-837-5290

Mobile: +1-416-616-1864

rmorier@mastercardfdn.org

ARCHIVE: Annual MasterCard Foundation Symposium on Financial Inclusion: Putting clients at the Centre of Financial Inclusion

Toronto, ON | July 8, 2013

Hundreds of leading microfinance and financial services experts from around the world will gather at the first annual MasterCard Foundation Symposium on Financial Inclusion in Turin, Italy on July 19th and 20th. It will be a platform for discussion about how to better serve people living in poverty with responsible, transparent financial services. This will be the first of five annual events co-hosted with the Boulder Institute of Microfinance.

The theme for this year’s event is “Clients at the Centre.” The Symposium will tackle many key issues for the financial inclusion sector as it tests new models, new technologies, and new possibilities. Recent advances in mobile services have created opportunities to expand the reach of financial products while driving down the costs for both individuals and institutions. Increasingly, institutions are working together to foster greater transparency in the sector. New products in insurance and credit are being developed to help individuals and families protect their assets and stabilize their incomes.

The agenda of the Symposium is designed to challenge current thinking around the needs of those living in poverty. Participants will tackle difficult questions, such as where the greatest opportunities for scale are, how to overcome barriers in providing the most client responsive products and services, and how and when to segment clients. Participants will also explore how to advance the use and reach of new technologies such as mobile money, and how savings and insurance can serve lowincome clients.

“We are at a pivotal time in the sector. We know that our work in Financial Inclusion must be guided by a real understanding of what helps an individual or a family improve their quality of life,” said Reeta Roy, President and CEO of The MasterCard Foundation. “For the next five years, this Symposium will play an important role in shaping the Financial Inclusion agenda, so that our efforts in the coming years are in service of people living in poverty.”

“This gathering includes some of the most knowledgeable people in the field of microfinance who will show their practical experiments, successes and challenges in moving the field beyond the well-known microcredit model,” said Robert Christen, President of the Boulder Institute of Microfinance. “Only through this type of dialogue can we figure out what the barriers are to giving people the safe, affordable, easy-to-use services they need most in a way that makes business sense for providers. I think most all of us agree that these challenges can and will be overcome.”

Featured speakers and presenters include Tilman Ehrbeck of the Consultative Gap to Assist the Poor, Piyush Tantia of ideas42, author and microfinance expert Marguerite Robinson, David Porteous of Bankable Frontiers Associates, and Sam Maimbo of the World Bank.

For more information about the Symposium, visit:
http://www.bouldermicrofinance.org/symposium/

Participants and organizers will be tweeting about the event using the following Twitter hashtag:#SoFI2013

About The MasterCard Foundation – The MasterCard Foundation is an independent, global organization based in Toronto, Canada, with more than $6 billion in assets. Through collaboration with partner organizations in 50 countries, it is creating opportunities for all people to learn and prosper. The Foundation’s programs promote Financial Inclusion and advance Youth Learning, mostly in Africa. Established in 2006 through the generosity of MasterCard Worldwide when it became a public company, the Foundation is separate and independent from the company. Its policies, operations, and funding decisions are determined by its own Foundation Board of Directors and President and CEO. To learn more about the Foundation, please visitwww.mastercardfdn.org.

About the Boulder Institute of Microfinance – The Boulder Institute of Microfinance is a nonprofit organization dedicated to increasing access of formal financial services for low-income families to help them achieve their multiple goals and ultimately improve their lives. The institute offers annual microfinance training programs that challenge microfinance professionals to engage in critical thinking around decisions they face in their microfinance activities and become familiar with the evidence behind success and failure in the provision of financial services. Over the past 18 years, our Microfinance Training Programs have reached senior and mid-level staff of microfinance institutions, commercial banks, government agencies (both donors and central banks), and support organizations. For more information, please visit www.bouldermicrofinance.org.

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