Dr. Ernest Addison

Governor, Bank of Ghana

Dr. Ernest Addison, an Economist, is the current Governor of the Bank of Ghana. He previously served as the Head of Research Department for the Bank of Ghana until 2011. In 2012, he was named the Lead Economist at the African Development Bank’s Southern African Resource Centre. He also chaired an Economic Community of West African States Task Force set up by the Authority of Heads of State of ECOWAS to perform feasibility studies culminating in the setting up of the West African Monetary Institute. Dr. Addison served as Chief Economist with the West African Monetary Institute from 2000-2003.

Temitope Akin-Fadeyi

Head of Financial Inclusion Secretariat, Central Bank of Nigeria

Temitope Akin-Fadeyi is Head of the Financial Inclusion Secretariat of the Central Bank of Nigeria. She also serves as Secretary to the National Financial Inclusion Governing Committees and as Coordinator of Financial Inclusion Working Groups focused on Products, Channels, Financial Literacy, and Special Interventions for priority segments (women, youth and people with disabilities). Prior to this, Temitope was a Management board member and Head of Banking Services of FINCA Uganda. She has over 16 years banking experience spanning multiple specialties. She describes her passion as creating sustainable value through product, process, and policy innovations.

Juliet Anammah

Chief Executive Officer, Jumia Nigeria

Juliet Anammah has been Chief Executive Officer of Jumia Nigeria since 2015. She has over 25 years of professional experience in consumer goods, sales and marketing, and e-commerce. Prior to joining Jumia, she was a Partner/Managing Director in charge of Accenture’s manufacturing and consumer goods practice. Previously, she was with Sanofi Aventis, holding various functions in sales, marketing, and product management. In Nigeria, Juliet serves on the Boards of the Business Day Advisory Board, the American Business Council, and the Corona Trust Council. She is a fellow of the Yale Nigeria Leadership Initiative and a member of the African Leadership Network.

Duoguang Bei

President, Chinese Academy of Financial Inclusion

Dr. Duoguang Bei is President of the Chinese Academy of Financial Inclusion at Renmin University of China. He is also Chief Editor of the Green Paper of Financial Inclusion Development in China (published annually) and leader of the International Forum for Chinese Financial Inclusion. Dr. Bei founded JPMorgan First Capital Securities and was its first Chief Executive Officer in 2010. Previously, he was a senior investment banker in China International Capital Co., Managing Director, and Chair of the Managing Group for IBD. Dr. Bei had also served as Deputy Director of International Operations, China Securities Regulatory Commission.

Gugulethu Cele

News Anchor, CNBC Africa

Gugulethu Cele is a News Anchor at CNBC Africa, based in Johannesburg. She entered broadcasting in 2010 as a newsreader at Eyewitness News on South Africa’s Talk Radio 702. She then joined Moneyweb in 2011 as a financial journalist specialising in IT and as a business news reader. She became a radio presenter on Lotus FM and SAfm and later made the crossover to TV, joining CNBC Africa. Gugu currently co-anchors Power Lunch, anchors Closing Bell Africa, and is a regular presenter of Captains of Industry, speaking to CEO’s, economists, and specialists in various fields, together with analysing daily market-moving news.

Petronella Chigara-Dhitima

Managing Director, Mustard Seed Advisory

Petronella Chigara-Dhitima is Managing Director of Mustard Seed Advisory. She brings more than 24 years of experience in microfinance at operational, strategic, and advisory levels in different countries. She has extensive experience in setting up green-field bank down-scaling operations and creating microfinance banks in Sub-Saharan Africa. She has experience designing gender and youth friendly products for FSPs. Until 2010, she was Accion’s Africa Hub and Project Manager, leading the technical assistance team for EB-ACCION Ghana. Prior to that, she was head of Akiba Commercial Bank’s microfinance division in Tanzania.

Mikael Clason Hook

Director, Mastercard Foundation Rural and Agricultural Finance Learning Lab

Mikael Clason Hook is Director of the Mastercard Foundation Rural and Agricultural Finance Learning Lab where he guides the Lab’s overall learning agenda, research strategy, and day-to-day work stream. Prior to joining the Learning Lab, Mikael launched a successful business providing sustainable materials for the green building industry, and a social enterprise providing solar solutions for humanitarian organizations in Africa. Previously, he led the design and implementation of an innovative World Bank survey to collect real time social and economic data in South Sudan. Mikael spent three years in Afghanistan with Chemonics International supporting USAID agriculture programs.

Gerhard Coetzee

Head, Customer and Provider Solutions, CGAP

Gerhard Coetzee is Head of Customer & Provider Solutions at CGAP, working on customer-centric business models, financial innovations for smallholder families and digital financial products and services beyond payments. Gerhard is an Extraordinary Professor at the University of Stellenbosch Business School in South Africa. Previously, he was the Head of Inclusive Banking at Absa Bank, the Founder and Director of the Centre for Inclusive Banking in Africa, and a Professor in Agricultural Economics at the University of Pretoria. He is published widely and has worked in several countries, the majority in Africa.

Daryl Collins

Managing Director, BFA

Daryl Collins is Managing Director of BFA and co-author of Portfolios of the Poor. Daryl has built up a broad portfolio of work with foundations, bilateral institutions, and private financial service providers. Her work links an understanding of household financial management to the business case for services that will help address some of the most significant challenges that face low-income households. Daryl’s work is grounded in a deep understanding of the financial behaviours of low-income people, leveraging the experience of executing Financial Diaries studies in over 10 countries.

Ruth Dueck-Mbeba

Senior Program Manager, Mastercard Foundation

Ruth Dueck-Mbeba is a Senior Program Manager on the Financial Inclusion Team at the Mastercard Foundation. She has more than 30 years’ experience in public accounting, financial reporting and management, and as a practitioner, trainer and consultant in the field of microfinance. At the Foundation, she is responsible for initiatives in scaling access to finance, alternate delivery channels and youth financial services. She has lived, worked and travelled extensively in Africa, the Middle East, and throughout Asia. Ruth is passionate about building learning communities, sharing knowledge and developing human capital.

Edward Effah

Group CEO, Managing Director and CEO, Fidelity Bank

Edward Effah, Founder of The Fidelity Group in 1998, currently serves as Group CEO, Managing Director and CEO, Fidelity Bank. Edward brought to Fidelity more than 15 years of experience in senior executive positions in finance and treasury management. Previous positions included: Director of Global Emerging Markets (GEM) Ghana Limited (1995-1998); Chief Finance Officer, Inter-Afrique Group (1994 - 1997); Risk Manager (1990 - 1994), Rudolf Wolff; and auditor and management consultant, Coopers and Lybrand, London (1987 - 1990). Edward is a member of the Institute of Chartered Accountants in England and Wales.

Catalina Eikenberg

Head of Sustainability, Bernhard Rothfos GmbH

Catalina Eikenberg is Head of Sustainability at Bernhard Rothfos GmbH, part of Neumann Kaffee Gruppe, the largest coffee trading group in the world. Previously, she was the Colombia Country Manager at TechnoServe, an American NGO working on business solutions to poverty. Before that, Catalina worked at BlueOrchard Finance in Geneva and Lima, managing the company's portfolio of investments in microfinance institutions in South America.

Sieka Gatabaki Kungu

Digital Financial Services Lead, AgriFin Accelerate Program, Mercy Corps

Sieka Gatabaki Kungu is the Mercy Corps AgriFin Accelerate Digital Financial Services Manager. Before AgriFin, Sieka served as a Technical Advisor with IFC, with over 12 years’ experience spanning from digital financial services to telecommunications. His experience ranges from the launch of mobile payments services to commercialization and usage expansion. Prior to IFC, Sieka worked with and consulted for various organizations including, Airtel Africa, Zain, Celtel, Vital Wave, Ernst & Young, and Grameen Foundation.


Maimouna Gueye

Principal Financial Inclusion Officer, African Development Bank

Maimouna Gueye is Principal Financial Inclusion Officer at the African Development Bank. She is a financial sector professional with over 17 years of experience in development finance and payment systems. After working on Wall Street as a Financial Analyst, Maimouna spent a decade at the Central Bank of West African States (BCEAO), becoming an Assistant Director (“Sous Directeur”) in charge of regulation and policy of payment systems. Since 2015, Maimouna has been leading the AfDB’s work on aspects of digital financial inclusion in several African countries and economic regions.

Soren Heitmann

Operations Officer, Financial Institutions Group, International Finance Corporation

Soren Heitmann is Operations Officer, Financial Institutions Group at IFC. He leads the applied research and knowledge program for the Partnership for Financial Inclusion, a joint initiative of IFC and Mastercard Foundation. He works at the nexus of data-driven research and technology to deliver learning and innovation for IFC’s DFS projects in Sub-Saharan Africa. Previously, Soren led IFC’s M&E and Portfolio team for Europe and Central Asia. He has a background in cultural anthropology, database management, and software engineering, and is the co-author of the recently published Data Analytics and Digital Financial Services Handbook.

Chris Locke

Founder, Caribou Digital

Chris Locke is the Founder of Caribou Digital. Previously, he was the Managing Director of GSMA Mobile for Development. Before that, Chris spent 15 years working in senior roles within the mobile and internet industries, for companies such as the Virgin Group, Three, AOL and T-Mobile. Before his industry career he was the Xerox Lecturer in Electronic Communication and Publishing at University College London, and has maintained strong links to the research community, including being the editor of “Thumbculture: The Meaning of Mobile Phones in Society”, an anthology of research considering the global social effect of mobile technology.

Jennifer McDonald

Director of Product Development, Women’s World Banking

Jennifer McDonald is Director of Product Development at Women’s World Banking. She became part of the organization in 2009, leading its digital finance practice and designing sustainable financial solutions for low-income women and their families. In recent years, she collaborated with banks, MNOs, and other partners in Nigeria, Malawi, Tanzania, Kenya, India, Pakistan and Colombia to introduce tailored products for women and innovative channels to reach them. Prior to joining Women’s World Banking, Jennifer was a senior manager in the ProCredit network with IPC GmbH, and Program Manager at the Boulder Institute for Microfinance and The MIX.

Ann Miles

Ann Miles

Director of Financial Inclusion, Mastercard Foundation

Ann Miles is Director of Financial Inclusion at the Mastercard Foundation. She is a seasoned leader in microfinance with many years of experience in financial services. Ann began her career in banking and spent 18 years with Citibank in the trade, financial institutions and private banking groups. From Citibank, Ann was recruited to Women’s World Banking to head the financial products and services team that served microfinance institutions within the network. She joined BlueOrchard Finance in 2005 and has led the development of several microfinance investment funds.

Denis Moniotte

Chief Innovation Officer, Microcred

Denis Moniotte is Chief Innovation Officer and CTO of Microcred, a digital finance company focusing on financial inclusion in Africa and China. With his team, Denis has delivered innovative loan and saving products and new delivery channels. He has more than 10 years of experience in managing large and complex technology programs for financial services, defining and leading technology strategy with a strong focus on core banking solutions, delivery channels, and mobile payments in developing countries. Denis is responsible for Microcred's IT strategy which has enabled the company to become 100% cloud-based, single code-based and centrally serviced.

Olga Morawczynski

Program Manager, Mastercard Foundation

Olga Morawczynski is a Program Manager at the Mastercard Foundation. She has spent close to a decade actively working in the financial inclusion space. She has engaged closely with low-income clients to better understand their financial needs and with financial service providers to design and scale impactful solutions. Olga has published her work widely, both through peer reviewed journals and industry focused publications, and continues to actively innovate in the industry, engaging providers, regulators and customers to push the needle on financial inclusion.

Roger Morier

Senior Communications Manager, Mastercard Foundation

Roger Morier is a Senior Manager, Communications at the Mastercard Foundation. He develops and oversees implementation of its strategic communications work around financial inclusion. This includes working with more than 40 of the Foundation’s partners to help leverage their outreach activities. Prior to joining the Foundation, Roger was a Communications Advisor at the World Bank, leading the design and implementation of communications strategies for internal, global or sectoral programs. Before that he worked in Paris as a senior communications officer in various positions in the public and private sectors, following a career in broadcast journalism in Canada and France.

Dickson Naftali

Head of MobiGrow Program, KCB Bank

Dickson Naftali is the Head of the MobiGrow program at KCB Bank. With 16 years of experience in the sector, he leads all MobiGrow activities in Kenya and Rwanda, including financial services provision, as well as non-financial services (knowledge provision, access to inputs and markets and coordination of MobiGrow core teams) and partner/donor relations. Previously, he worked at TechnoServe as a Portfolio Lead, charged with giving strategic leadership and guidance to a number of agribusiness programs. Prior to TechnoServe he spent 10 years in Kenya’s telecommunications sector, his last role being Product Manager for SMS innovation solutions at Airtel Africa.

Amolo Ngweno

East Africa Regional Director, BFA

Amolo Ngweno is the East Africa Regional Director for BFA, heading up the Nairobi office and leading the Finance for Life area of expertise, focusing on financial services addressing development areas such as health and education. Formerly, she was the Managing Director of Digital Divide Data Kenya, a social enterprise providing data and research services to companies and governments. Prior to that, Amolo was Deputy Director in the Financial Services for the Poor team at the Bill and Melinda Gates Foundation and, in her native Kenya, had worked as COO of the Trust for African Rock Art.

Jon Ridley

Director, M-KOPA Labs

Jon Ridley, Director of M-KOPA Labs, is responsible for research and development of M-KOPA’s future products and services. Jon’s team is exploring how to provide customers with: more power; more productive uses of power; connectivity, and content for smartphones and TV’s; and providing financial services beyond energy financing – including agricultural and educational financial products leveraging customers’ extensive credit histories with M-KOPA. Jon previously managed a number of large market development programmes and a number of Innovation Challenge Funds that supported early stage product developments, such as in mobile money, and other innovations using mobile and digital technology.

Sumaiya Sajjad

Program Manager, Mastercard Foundation

Sumaiya Sajjad is a Program Manager at the Mastercard Foundation. As such, she is responsible for partnerships that are aimed at talent building in the financial inclusion sector, building the institutional and human capacity of financial service providers, as well as expanding access to finance through alternative delivery channels. Sumaiya leads management of the annual Mastercard Foundation Symposium on Financial Inclusion. Prior to joining the Foundation, she worked with the First MicroFinance Foundation in Egypt, Pact in Washington, D.C., and BRAC in Bangladesh.

Nadeem Shaikh

Founder & Chief Executive Officer, Anthemis

Nadeem Shaikh is founder and CEO of Anthemis Group, a leading digital financial services investment and advisory firm. Previously, Nadeem was president at First Data Corporation, managing a billion-dollar organization overseeing businesses in more than 50 markets. An innovator who bridges the startup world and large financial institutions, Nadeem is committed to driving the reinvention of financial services, focusing on identifying nascent markets and partnering with promising entrepreneurs to realize a new model for financial services. He serves on the boards of Bento, Currencycloud, Jumo, Moven, PayPerks and the Financial Planning Standards Board.

Khalil Shariff

Khalil Shariff

CEO, Aga Khan Foundation Canada

Khalil Shariff joined Aga Khan Foundation Canada (AKFC) as Chief Executive Officer in 2005. He was previously with McKinsey & Company where he advised governments, financial institutions and health care providers on strategy, organization, and operational improvement. Khalil served on AKFC’s National Committee for five years and has cultivated his interest in international development and conflict resolution through a variety of activities, serving as: Deputy Editor-in-Chief, Harvard Negotiation Law Review; Policy Co-ordinator and Research Associate, Harvard Program on Humanitarian Policy and Conflict Research; Legal Intern, Chambers of the Vice-President, International Criminal Tribunal for Rwanda; and Intern, Office of Under- Secretary-General, UN Department of Peacekeeping Operations.

Adaeze Ume

Segment Head, Youth Propositions, Diamond Bank Plc

Adaeze Ume is Segment Head for Youth Propositions at Diamond Bank Plc, with more than 16 years of professional experience across youth, consumer and MSME segments. Adaeze started her banking career at United Bank for Africa before she joined Diamond Bank in 2003. Her core specialization is in retail products development & marketing. She pioneered the non-financial services components of the MSME segment via capacity building business seminars, business clinics, and business registration services. She has served as a steering committee member for Cherie Blair Foundation’s Technology for Growth project, a learning intervention programme for female entrepreneurs.

Lindsay Wallace

Director, Learning and Strategy, Mastercard Foundation

Lindsay Wallace is Director of Learning and Strategy at the Mastercard Foundation. Prior to this role, Lindsay Wallace was Deputy Director, Financial Inclusion at the Foundation, managing the Financial Inclusion team and its partnerships. Before joining the Foundation, Lindsay was a Senior Economist and Team Lead of the Economic Growth Unit at the UK’s Department for International Development in Rwanda. There, she was responsible for programming that strengthened the financial sector, trade links, agriculture, and overall economic development. She has extensive experience in private sector development and public sector reform in South America, Africa, and Asia.

Mark Wensley

Senior Program Manager, Mastercard Foundation

Mark Wensley is a Senior Program Manager on the Financial Inclusion team at the Mastercard Foundation, leading financial inclusion initiatives that expand access and deepen usage of digital financial services. He has worked in this field for 14 years, focusing on scaling technology-enabled and market-based solutions to meet the financial needs of low income households. Prior to joining the Foundation, Mark advised impact investors and donors on seed acceleration strategies to advance innovation in mobile financial services in Africa. Prior to that, he was Global Selection Manager for Unitus, leading the creation of partnerships to provide investment capital and advisory services to high-growth microfinance institutions.

Mike Williams

Associate Program Manager, Mastercard Foundation

Mike Williams is an Associate Program Manager at the Mastercard Foundation. He is responsible for partnerships that leverage alternative delivery channels and innovative product design to reach the unbanked. He also works with partner organizations to build their leadership capabilities and help them transform to meet the challenges of the future. Previously, Mike worked with several major Canadian foundations leading programs on economic inclusion and social innovation in Canada, Asia, and Africa. Mike is a board member of CatalystsX, an organization that develops the skills and capabilities of social entrepreneurs and changemakers.

Emmanuel Yawson

Sustainability Analyst, Barry Callebaut

Emmanuel Yawson is a Sustainability Analyst with Barry Callebaut, working with the Global Cocoa Sustainability Team to coordinate financial sustainability reporting for Biopartnaire of Ivory Coast, Nyonkopa Cocoa Buying of Ghana, and Biolands International of Tanzania. Emmanuel’s work with Barry Callebaut involves delivery of a Productivity Package (a bundled input credit scheme) to smallholder cocoa farmers in Ivory Coast and Ghana. He has over 10 years’ experience in the cocoa industry. Previously, he worked with Ecom Ghana (Armajaro Ghana Ltd) as Finance Manager and as General Manager of Marpie Company.


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